Terms of Service

1. Acceptance of Terms

By accessing or using the Heritage Assets website, mobile application, or any of our services, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions, you must not access or use our services.

2. Definitions

Throughout these Terms of Service:

• "Heritage Assets," "we," "us," and "our" refer to Heritage Assets Ltd. and its subsidiaries and affiliates.
• "Services" refers to all products, services, content, features, technologies, or functions offered by Heritage Assets.
• "User," "you," and "your" refer to the individual or entity using our Services.
• "Platform" refers to our website, mobile applications, and other digital interfaces.

3. Eligibility

To use our Services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into a binding agreement
• Not be prohibited from using our Services under applicable laws
• Complete our verification process successfully, if required

4. Account Registration and Security

When you register for an account with Heritage Assets:

• You must provide accurate, current, and complete information
• You are responsible for maintaining the confidentiality of your account credentials
• You agree to notify us immediately of any unauthorized use of your account
• We reserve the right to suspend or terminate accounts that violate our terms

5. Investment Services

Our investment services are subject to the following conditions:

• All investments involve risk and may result in loss of principal
• Past performance is not indicative of future results
• Investment decisions should be based on your own research and risk tolerance
• We may modify, suspend, or discontinue any investment plan with notice

6. Fees and Charges

By using our Services, you agree to pay all applicable fees as described on our Platform. We may modify our fee structure with notice. Unpaid fees may result in suspension of services.

7. Intellectual Property

All content, trademarks, logos, and intellectual property displayed on our Platform are owned by or licensed to Heritage Assets. You may not use, reproduce, or distribute our intellectual property without our express permission.

8. User Conduct

When using our Services, you agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Interfere with the operation of our Platform
• Engage in fraudulent or deceptive practices
• Attempt to gain unauthorized access to our systems
• Use our Services for money laundering or financing illegal activities

9. Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy, which is incorporated by reference. By using our Services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

10. Limitation of Liability

To the maximum extent permitted by law, Heritage Assets shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or in connection with your use of our Services.

11. Indemnification

You agree to indemnify and hold harmless Heritage Assets and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our Services or violation of these Terms.

12. Modifications to Terms

We may modify these Terms at any time by posting the revised terms on our Platform. Your continued use of our Services after such changes constitutes your acceptance of the modified Terms.

13. Termination

We may terminate or suspend your access to our Services at any time, with or without cause, and without prior notice or liability. Upon termination, your right to use our Services will immediately cease.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

15. Dispute Resolution

Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the rules of [Arbitration Association]. The arbitration shall take place in [City, Country].

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and Heritage Assets regarding our Services and supersede all prior agreements and understandings.